If you are thinking of opening a bank account then you should open a current account in Dena bank they are providing many facilities and you can enjoy many facilities from Dena Bank. A current bank account can be opened by individuals, private limited company, public limited company, Proprietorship Firm Registration , HUF, societies, trusts, etc.
Current bank account has their own benefits because in saving account there is limits set on transaction that you cannot breached the transaction limits or if you breached the transaction limit then you have to pay extra transaction fee but in current account there is no limit on transactions. If you are running a business or if you want to start a business then you should open a current bank account because it has no limits on transaction or you don’t have to pay transaction fees.
If you are thinking of opening a current bank account then this article will help you and it will give you an idea about current bank account and how you can open it in Dena bank. Dena Bank is providing many facilities like it will give you ATM, Cheque book, Pass book and online facilities. You can do your transaction by using your mobile.
If you are managing a business or want to start a business then you should open a current bank account. As you can see above that if you want to open a new current account for your business then you have to submit your business’s incorporation certification. If you are managing a sole proprietorship firm then you have to do your proprietorship firm registration. Besides, if you are handling a partnership firm then you have to do your partnership firm registration because you can’t open a current bank account without proper registration.
What is a current account?
Current Account is different from saving accounts. It is a type of account in which you can do unlimited transactions. As you might have noticed that in saving account there is a limit on daily transactions, due to which the number of your transactions is limited. But there is no such thing in the current account as you can do a maximum transaction with no limits. In saving account you will get interested in your balance but there is no interest will be given to you in Current Account. A current bank account is beneficial for business because you have to do small business transactions throughout the day, as above it has been written above that there is no limit to the current account so it will be beneficial for you.
How to open a current bank account in Dena Bank
If you want to open a current account in Dena bank then you can contact the nearest branch of Dena bank. You can contact the nearest branch of Dena bank. When you visit the branch of Dena bank they will give you a form for opening a current account then you have to fill that form and have to submit the form along with required document or you can fill your form online. Dena bank is providing online facilities on their official website where you can check the required document and you can fill the form online so you have to visit the official website of Dena bank and then you can fill your form for opening a new account and after submitting the form, their agent will collect your documents at your doorstep and they verify your documents and if everything found good then they will hand over your Cheque book, ATM card and Passbook to you.
Documents required to open a current bank account
- Pan Card
- Photographs
- Partnership Deed (in the case of partnership firm)
- LLP Incorporation Certification (in the case of LLP)
- Company incorporation certificate, association article and memorandum of association (in case of company)
- A check for opening a current bank account
- Address proof of firm / company / other
- Identity proof of all partners
- Other Essential Documents.
Conclusion
As you can see in the above article that the current bank account can be opened by individuals, company, HUF, societies, trusts, Limited liability partnership firm etc. A current account is different to saving account because in saving account you will interest on money and your transaction will be limited but in a current bank account you can do transaction as much you want to do and there will be no interest will be given to you. A current bank account has its own benefits.
